SP Luxury Calculator
Property
SP
Fill:
Property
$
ft²
Down Payment
$
Financing
%
Monthly Costs
$
$
$
Monthly
—
—
$/ft²
—
—
To Close
—
down+fees
Principal & Interest
—
Property Tax
—
Insurance
—
HOA
—
Cash to Close
Down—
Closing (~2.5%)—
Total—
Cash Flow
$
Enter rent
to see cash flow
Loan
—
Interest
—
Total Cost
—
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Fill:
Unit Price
$
Payment Stages
Structure:
Total before closing0% · $0
Balance at closing
—
—%
of price
Total Cash Required
Total Cash—
vs. traditional down (Tab 1)—
After closing · est. monthly: —/mo
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Buyer Income
$
$
Monthly Debts

Minimum monthly payments — not balances.

Total: $0/mo
Credit & Loan
%
Property
$
%
$
$
$
—
Enter your numbers above.
Max Payment
—
per month
This Costs
—
—
Max Price
—
at these terms
Front-End DTI housing only
—
Back-End DTI housing + debts
—
Income needed / yr—
Your income—
Gap—
Principal & Interest—
Property Tax—
Insurance—
HOA—
PMI (under 20% down)—
Down payment—
Closing (~2.5%)—
Cash to Close (at table)—
Reserves—
Total Liquid (incl. reserves)—
Estimate, not a pre-approval. Real qualification depends on full underwriting — credit pull, income docs, asset verification, appraisal, and lender overlays. Condo loans also depend on building warrantability and reserves. Confirm with a licensed lender before writing an offer.
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